2020-2021 Graduate Catalog

Federal Programs

Federal Direct Loans

This program provides loans up to $20,500 for graduate and professional students.  Interest rates are set by the Federal Government on July 1 of each year.   Students must be enrolled at least half-time in an eligible program to receive a Direct Stafford Loan.  Funds come directly from the Federal Government and are unsubsidized, i.e., accrued interest is the responsibility of the student, even while enrolled in school. 

Repayment of the Direct Loan(s) begins six months after the date the borrower graduates, withdraws from school or ceases to be enrolled at least half-time. The program offers various repayment plans to assist the borrower in repaying the loan.

PLUS Loans for Graduate Students

Students matriculated in a program leading to a masters or doctoral degree are eligible to borrow under the PLUS Loan Program up to their cost of attendance minus other estimated financial assistance. The terms and conditions applicable to Parent PLUS Loans also apply to Graduate/Professional PLUS Loans.   

Applicants for Graduate PLUS loans must first complete the Free Application for Federal Student Aid (FAFSA) and have applied for their maximum eligibility under the Federal Direct Unsubsidized Stafford Loan Program.

For more information about the Graduate PLUS, visit https://studentaid.gov.

TEACH Grant

Congress created the Teacher Education Assistance for College and Higher Education (TEACH) Grant Program that provides grants to students who intend to teach in a high-need field at an elementary or secondary school that serves students from low-income families. Contact the Office of Financial Aid for additional eligibility criteria.

Federal Work-Study (FWS) Program

The FWSP provides part-time and summer jobs both on campus and in off-campus agencies, for students who demonstrate financial need. Students must be matriculated and complete the FAFSA.

Within the limitations of individual financial need and employment funding, students may work up to 20 hours per week while classes are in session or up to 30 hours during school breaks and holidays.  Anyone interested in acquiring a position should complete the FWS Application and follow the instructions listed on the website. Positions are limited.